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COMPREHENSIVE
HOUSING
COUNSELING

Helping you buy, rent, and maintain stable, affordable housing.

We're on a mission to turn your dreams of "home sweet home" into reality. By providing support, services, and advice, our housing counseling team is here to guide you through every step of buying, renting, and maintaining your home. We don't just want to help you get in the door — we want to ensure you can keep that roof over your head.
 

For aspiring homeowners, we host educational workshops designed to sharpen your homebuying skills. We've also partnered with local banks to boost your financial health, whether you're establishing credit for the first time or need a fresh start.

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Our goal? To empower you financially, increase your income potential, and build your savings. With our housing counselors by your side, you'll be well-equipped to navigate the housing market confidently.

Explore our range of services below to see how we can assist you. To help us serve you more efficiently, please complete our intake form. We understand paperwork can be challenging, so we've set up a weekly Zoom call every Thursday from 1-3 PM to guide you through the form-filling process. If you need help, don't hesitate to join us.

First-Time Homebuyers.

Becoming a first-time homebuyer is an exciting milestone, but it comes with challenges like saving for a down payment and understanding mortgage options. It's important to consider additional costs such as property taxes, insurance, and maintenance when budgeting. Our knowledgeable housing counselors will help you navigate the market, ensuring you make informed decisions every step of the way.

Foreclosure Prevention.

Foreclosure prevention aims to help homeowners avoid losing their homes due to missed mortgage payments by providing support and resources. We help you discover alternatives like loan modifications, repayment plans, and refinancing to make payments more manageable. The goal is to keep families in their homes while protecting their credit and financial stability. By working with our knowledgeable housing counseling team, you'll discover the options that work best for your situation. 

Housing Stability Program.

The Housing Stability Program (HSP) can provide up to $1,800 per month for up to three months in financial assistance for rental arrears, late fees, and security deposit.​

Eviction Assistance for Past-Due and Current Rent

The tenant must have a court-scheduled eviction hearing, proven through a court summons, or a Notice of Pre-Eviction to apply for this type of assistance. The maximum amount of available assistance per household is up to $1,800 per month, inclusive of all rent and related lease fees. HSP can cover rental arrears (past-due rent) that are due to the landlord from April 2020 – the present, up to 18 months, to ensure the household’s housing stability. Rental arrears incurred before April 1, 2020 cannot be paid by HSP.

Security Deposit and Three Months of Future Rent Assistance

Security deposit and future rent assistance will be available to eligible tenants who are securing new housing in connection with HSP. Eligible tenants will receive up to one month’s rent to be used for security deposit and may be approved at the same time for up to three (3) month’s forward-facing rent for the unit. The security deposit does not count towards the 18 months maximum. The maximum amount of available assistance per household is up to $1,800 per month, inclusive of all rent and related lease fees.

Contact Us

For more information about the ways we can help you, send us an email using the form below. 

Thank you for contacting us!

Where You Can Find Us

Wilmington 

1218 B Street

Wilmington, DE 19801

(302) 658-5404

Middletown 

811 North Broad Street

Suite 219

Middletown, DE 19709

(302) 378-7217

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© 2024 Neighborhood House Inc. 

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